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DSCR 30-Fixed: 5.5% • Hard Money: 8.5% • Bridge: 7.0% • Fix & Flip: 7.75% • Ground-Up Construction: 8.5% • Commercial: 5.0%
DSCR 30-Fixed: 5.5% • Hard Money: 8.5% • Bridge: 7.0% • Fix & Flip: 7.75% • Ground-Up Construction: 8.5% • Commercial: 5.0%
Why Mortgage Rates Go Up When the Fed Cuts Rates

Why Mortgage Rates Go Up When the Fed Cuts Rates

by | Jan 14, 2026 | Loan Programs

What Every Borrower and Broker Needs to Know About How Rates Really Work By Jennifer Cabrera | CEO, Atlantic Union | Founder, New Century Mortgages LLC The Fed just cut rates. So why did your mortgage rate go UP? If you’ve been waiting for the Federal Reserve to...